Money!

Money is one of the biggest factors that determines how we live our lives.  It feels like today, more than ever, we are waking up and going to bed only thinking about that crisp green paper. When I woke up this morning my husband immediately turned on CNN to get the latest news on the stock market.  I was excited to hear that oil went down! I just filled up my car for only $3.19 a gallon! But that was about the only positive financial change this week.  I used to go shopping and reasonably buy anything I might enjoy.  Now I am analyzing every little penny...aren't you? 

Even though being more frugal is difficult for most of us, I believe this is exactly what Americans need.  It is frustrating to see so many of my friends thousands and thousands of dollars in debt, especially since they're all under 30.  My husband was born frugal, so luckily we married eachother with no debt and it continues to stay that way.  We are not the couple that has the coolest flat-planel tv, furniture, or electronic games because we buy everything with money we actually have in our bank accounts. Americans should follow suit. We are happy and secure in our future financial status.  Not to boast too much, but we were the first in our group of friends to actually buy a house.  It's nice, but we had to work to get it that way.

The moral of my blog today is to value every cent you make. Control your spending and stop using so much credit! It's easier that we all think. Next time you go to pick up that super cute pair of shoes that are so immpractical, wether it's $20 or $2,000, think "can i live without these and if not, can I pay cash?"